Karma For Good Credit

Mar 14, 11 Karma For Good Credit

Regardless of any other goals you have set for yourself in 2011, one of your main priorities should be to get your finances in order. No more surprise overdraft notices and maxing out one credit card to pay off another. Start by checking out your credit report, in order to assess where you stand. This way you can determine if you have been a victim of identity theft, or if there are any errors affecting your credit score you may need to dispute. You can get a free report from Credit Karma, as well as personalized recommendations on how to save money and manage your debts. Unlike other “free” services, Credit Karma doesn’t require your credit card number so you don’t have to worry about being hit with hidden fees (the last thing you need). You can also use their tracking tools and simulators to follow and optimize your score. So when abuelita asks you what you’re giving up for Lent, you can tell her you’re giving up bad spending habits and taking money matters into your own hands.

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